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Anna Rappaport is available for consulting, keynote and major speaking engagements focusing on the following topics:
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The aging society
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Over the last decade, Americans have been
reinventing retirement. As
the Baby Boom generation reaches the “third age,” and what was once a
traditional retirement age, American society will assume a different
shape, with many implications for financial security and employment.
Individuals want choices as they lead their lives and businesses
need to capitalize on a different environment.
Phased retirement will be the key order of the day. Anna Rappaport
can focus on employer, individual and social implications of these
changes.
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Post-retirement
risks -
Retirement planning and management can be thought of as in two phases;
accumulating resources and using them.
The traditional focus has been on accumulating resources.
Rappaport's focus is on post-retirement risks, which is about understanding the issues and options
in the phase when assets are to be used. Anna Rappaport did a presentation summarizing key issues and findings from 10+ years of Society of Actuaries post-retirement risk research in November, 2011.
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Women &
Retirement -
Women have different work and
life histories than men; they live longer and are likely to have fewer
years in the paid labor force and, on average, lower earnings. They are much less likely than men to have a spouse later in life.
Women have different challenges in creating a secure retirement,
but often these issues are neglected in discussions about retirement
policy.
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The future of employee benefits
- The same economic, regulatory and
demographic pressures are driving change in the health care system as well
as pensions. Anna Rappaport can help you focus on the link between the
environment to the total benefits package and think about futures for the
package.
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Implications of living to 100
- One of the drivers of the aging
society and of the emerging needs of women is the increase in life spans.
The Society of Actuaries sponsored multi-disciplinary international symposia
on this topic in 2003, 2005, 2008 and 2011. Anna Rappaport keynoted the 2003 symposium
and presented a paper on implications of post-retirement risks at the high
ages in 2005. She moderated and organized two panels – one on societal implications of long life and one on the impact on patterns of retirement in 2008, and presented a paper on women and long life. She authored and presented two papers in 2011. See the papers and presentations for her views on these topics.
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Social Security reform
- Anna Rappaport can provide perspective
on Social Security reform and focus on how women would be
affected by various reforms. She served on the 2003
Technical Panel to the Social Security Advisory Board and, during her
service, advocated for a recommendation that would lead to more focus on how
benefits are paid to people in different situations. In 2008, she participated as one of four authors in a Contingencies feature: Remaking Social Security from the Ground Up. She believes that we need to balance our view of policy by looking at how benefits are paid when we look at costs.
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Pension system issues
- The pension system is under a
great deal of strain from increased pressure on resources in private sector
and public environments, complex regulation, emerging standards with regard
to financial reporting and transparency, a fluctuating economic environment,
global competition, and shifting demographics. A major shift to individual
responsibility is accompanied by increased evidence that individuals are
poorly prepared to handle that responsibility. After more than 25 years in
the business, she feels that there are a number of important lessons learned
and is seeking better solutions. She has given a keynote presentation to two
different groups focusing on system realities, lessons learned, and a wish
list for the future. She testified at the ERISA Advisory Council in 2008 on distributions from DC plans and on phased retirement.
Crafting strategies for building consensus among
decision-makers
In many situations the challenges of finding a solution are not the
result of technical issues, but difficulties in reaching a compromise where
there are conflicting objectives. This can be particularly
troublesome because of the large impact on people's lives. Anna
Rappaport can assist in working through the issues to find common ground.
Consulting on aging workforce strategies
Demographics have always been important. The aging workforce will
present new opportunities and greater challenges for many organizations.
Anna Rappaport can help you identify a range of areas for responding to
the new environment. While at Mercer, she worked on Mercer's team to help
the AARP develop the report: Staying Ahead of the Curve 2004: Best
Practices for a Mature Workforce. That report can be found on the AARP
website and a link is included in Resources.
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Matching workforce strategies and retirement program strategies to business
needs
Strategies should be based on matching the needs of business with its
workforce. Anna Rappaport can help you identify important trade-offs
and find the best compromise between the needs of various stakeholder
groups.
Writing articles and position papers
Anna Rappaport can help you formulate your point of view and develop it into
an article or position paper. She can help you develop ideas that you can
then execute.
Formal presentations tailored for a
large group and interactive discussions for small group
Anna Rappaport can work with you to identify what is important to your
organization and build a presentation or conversation to help address your
issues.
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